The individual solution or Individual Choice of Investment Strategy solution is intended for companies wishing to offer their executives an extra-mandatory occupational benefits plan that leaves each of them the freedom to manage their own investments within a defined framework in accordance with the laws.
In addition, for the companies under the international accounting standards IFRS/USGAAP, the Individual Choice of Investment Strategy solution provides an effective way to reduce their balance sheet commitments, while offering their executives an attractive benefits package adapted to their risk profile.
The FCT is delighted to announce the creation in 2018 of its sister company, the FCT 1e ! As a pioneer in the field of plans with individual choice of investment strategy (“plans 1e”), the FCT proposes this solution to its clients since many years and is now willing to further enhance its positioning in this sector by creating a new foundation fully dedicated to this type of plans. This decision also complies with the will of the legislator to segregate the plans with individual choice of investment strategy from the rest of the system as from 1st January 2020.