On the basis of regular tender processes, the FCT Board of Trustees has concluded congruent reinsurance contracts covering death and invalidity risks with leading Swiss Insurance companies.

These selected insurance partners provide all the required guarantees and cost-effective terms and conditions to FCT thanks to the  economy of scale and the simplification in administration.

Each Pension Committee must choose a full insurance coverage for death and disability risk, either through one of the collective contracts negotiated by the FCT, or through an individual contract with a Swiss insurer approved by the Foundation.

  Multi-employer solution Company solution Individual solution
Insurance company Uniform* Tailor-made Tailor-made

*for the affiliated companies